Payment Policy 💳

Effective Date: March 25, 2025

At FineTopis, we aim to make your shopping experience seamless and secure. Our Payment Policy outlines the terms and conditions regarding payment methods, order processing, and security to ensure that your transactions are handled with care.

1. Accepted Payment Methods 💳

We accept the following payment methods for all purchases on the FineTopis website:

  • Credit and Debit Cards:

    • Visa

    • MasterCard

    • American Express

    • Discover

  • Digital Wallets:

    • PayPal

    • Apple Pay (if applicable)

All payment transactions are processed securely via our trusted payment gateways to ensure your sensitive information is kept safe.

2. Payment Authorization ✅

  • Order Confirmation: When you place an order with FineTopis, your payment is processed immediately. Once your payment has been successfully authorized and processed, we will send you an email confirmation with the details of your purchase, including your order number and estimated shipping date.

  • Payment Issues: If there are any issues with your payment (e.g., insufficient funds, payment failure), we will notify you immediately. If payment is not successfully processed within 48 hours, your order will be canceled automatically, and you will need to place a new order.

3. Security of Transactions 🔒

At FineTopis, we take the security of your personal and financial information seriously. All payments made through our website are encrypted using industry-standard SSL encryption technology to protect your data.

We do not store your credit card or payment information; instead, this information is securely processed by trusted third-party payment processors, ensuring your payment details are protected at all times.

4. Order Total and Taxes 🧾

  • Order Total: The total cost of your order, including the price of the products and applicable shipping fees, will be calculated at checkout and presented to you before finalizing your purchase.

  • Sales Tax: Sales tax will be applied to orders based on your shipping address and the applicable local tax laws. The tax amount will be clearly shown during the checkout process.

5. Currency 💵

All transactions on the FineTopis website are conducted in U.S. Dollars (USD). If you are shopping from an international location, your payment will be converted to USD by your payment provider or credit card issuer at their applicable exchange rate.

6. Pre-Orders and Special Orders 🛒

For pre-order or special order items, payment is required at the time of purchase. Pre-orders will be processed and shipped once the product becomes available. If there is any delay in availability, we will notify you of the expected shipping timeline.

7. Refunds and Cancellations 🔄

Please refer to our Refund and Returns Policy for more details regarding refunds or cancellations.

  • Refunds: In the event of a return, refunds will be processed to the original method of payment. Please allow up to 7–10 business days for the refund to appear in your account, depending on your payment provider’s processing time.

  • Order Cancellations: You may cancel your order prior to shipment. Once an order has been shipped, it cannot be canceled and must follow the return process upon receipt.

8. Fraud Prevention ⚖️

To protect against fraudulent transactions, we may verify your payment information and contact you for additional verification if necessary. We reserve the right to cancel any order suspected of fraudulent activity. If your payment is flagged for fraud, we will notify you and work to resolve the issue promptly.

9. International Payments 🌍

If you are shopping from outside the United States, please note that your payment method may incur additional fees related to currency conversion or international transactions. These fees are charged by your financial institution and are not under the control of FineTopis.

  • Customs and Duties: For international orders, you may be subject to customs duties, taxes, and import fees, which are not included in the price of your purchase. These fees are the responsibility of the customer and should be paid directly to the customs authority upon arrival.

10. Contact Us 📞

If you have any questions or concerns regarding our payment methods or your payment transaction, please feel free to contact our customer support team:

Email: info@finetopis.xyz
Phone: 307-621-0431
Address: 4599 Thorn Street, Garden Grove, California, United States

By completing a purchase on the FineTopis website, you agree to this Payment Policy. We are committed to providing you with a safe, secure, and seamless shopping experience.